Kristy ShenKristy Shen

Kristy Shen and Bryce Leung in Malaysia.

Courtesy of Kristy Shen

Kristy Shen and Bryce Leung know how to budget.

Not only did they save enough money to quit their jobs at age 31 as self-made millionaires, they’ve been traveling the world ever since for the same amount of money it cost them to live at home.

Shen told Business Insider they’ve traveled to 40-plus countries so far. They’re currently in Chiang Mai, Thailand, for a three-month stay and plan to head to Singapore after.

Shen and Leung are the authors of a blog (Millennial Revolution) and a book (“Quit Like a Millionaire“), both about the FIRE (financial independence, retire early) community. These passion projects keep them busy, but they also spend their days enjoying Chiang Mai’s local delights, hanging out with friends, and taking care of themselves — they find time for exercise, massages, and meditation.

Here’s what a typical day looks like for Shen and Leung in Chiang, Mai, Thailand.

Five years ago at age 31, self-made millionaires Kristy Shen and Bryce Leung retired from their computer engineering jobs to travel the world.

kristy shen and bryce leung

Courtesy of Kristy Shen

Shen and Leung run the personal finance blog Millennial Revolution and wrote a book, “Quit Like a Millionaire.” It was published in 2019.

They’ve been living in Chiang Mai, Thailand, for two months. Around 8:30 a.m., they wake up in the condo they’ve been renting for $650 a month.

Chiang Mai Morning

Kristy Shen

The couple has forgotten how to use an alarm clock since becoming financially independent, Shen said, adding, “Today, we wake up from the sunlight, but generally we can wake up whenever we want.”

Shen and Leung aren’t fans of big breakfasts, so they usually have something small and quick half an hour after waking up.

Congee Breakfast

Kristy Shen

Today, it’s a simple breakfast of egg and seaweed congee.

At 10 a.m., they head up to the condo’s rooftop garden to meditate with friends, complete with views of Mount Doi Suthep.


Kristy Shen

Their friends, Alan and Katie Donegan, are visiting them for the month and join them for the deep meditation.

After, Shen reads a book on meditation for an hour. Her favorite author in the genre is Thich Nhat Hanh.

Thich Nhat Hanh book

Kristy Shen

“Since we’re retired, we now have more time to read and learn about mindfulness, which is not something I ever had time for when I had a hectic job as a software developer,” she said.


Early retirement
Financial Independence
BI Select

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